Terms of Service

1. Operator and agreement

ADAPAY is operated by The Swile Group LLC, 30 N Gould St Ste R, Sheridan, 82801-6317, US. By using an available ADAPAY surface, you agree to these terms and acknowledge the Privacy Policy. If you do not agree, do not use it.

2. Current service scope

• Publicly available in V1: account access, email-link verification, local non-custodial Solana wallet creation, public address display, privacy choices, support, and deletion instructions.
• Not publicly available in V1: sending, swapping, buying, selling, staking, yield, merchant settlement, deposit, exchange, custody, money transmission, public KYC onboarding, or payment processing.

3. Eligibility and territories

You must be at least 18, legally capable of accepting these terms, and permitted to use the requested feature where you are located. You may not use ADAPAY to evade sanctions, geographic controls, platform restrictions, or law.

No country is represented as active for payment, exchange, custody or other regulated financial service. Before activation, ADAPAY will publish the relevant operator, licence or authorization basis, limits, complaints route, and supported functions for that territory.

4. Accounts and security

Provide accurate information, protect your credentials and device, and notify support promptly of suspected compromise. You may not access another person's account, defeat security or identity controls, automate abusive requests, or test production systems without written authorization.

5. Wallets and digital assets

The V1 app creates a local non-custodial Solana wallet. ADAPAY will not ask you to disclose a recovery phrase or private key and cannot recover them for you. Never provide those credentials to a person claiming to represent ADAPAY.

Digital assets can be volatile; network operations may be public, delayed, rejected, irreversible, or subject to third-party fees. Informational material is not legal, tax, financial, or investment advice.

6. Future payments, KYC, fees, and partners

A financial feature may be used only after the responsible licensed operator is named and its terms, privacy notice, fees, exchange rate, limits, settlement status, refund or complaint route, and required KYC are shown. A payment is not complete until the authoritative operator status says it is settled.

No fee, speed, acceptance, country coverage, or transaction-success claim applies before that disclosure. Sandbox balances, quotes, receipts, or statuses have no monetary value and must be labelled as test data.

7. Third-party services

A user-selected wallet, Sumsub verification flow, app store, or future licensed operator has its own terms. ADAPAY is responsible for its own obligations but does not control a third party's network, service availability, or independent decisions. A third-party name or logo is not a partnership claim unless ADAPAY publishes the authorization.

8. Acceptable use

• Do not use ADAPAY for fraud, money laundering, terrorist financing, sanctions evasion, unlawful goods, exploitation, or rights violations.
• Do not interfere with the service, submit malicious code, scrape protected data, create false identities, or manipulate a review, transaction, KYC result, or audit record.
• Do not represent a sandbox result as a real payment or use ADAPAY branding to solicit funds, wallet credentials, or identity documents.

9. Suspension, deletion, and changes

ADAPAY may restrict access to protect users, comply with law, investigate abuse, or respond to a partner requirement. You may request deletion in the app or at the public deletion page; legally retained records are handled as described in the Privacy Policy.

A material change will be dated and notified where required. A new regulated feature requires the additional disclosures and acceptance applicable to that feature.

10. Availability and liability

Pre-release software and informational pages may be interrupted or changed. Nothing in these terms excludes rights or liability that law does not allow us to exclude. To the extent permitted by law, ADAPAY is not liable for indirect loss caused by an unaffiliated service, user-disclosed wallet credential, or use contrary to these terms.

Any release-specific liability cap, governing law, dispute forum, mandatory consumer notice, and local complaints or ombudsman route remain subject to qualified legal review and will be published before public financial activation. Mandatory rights in your place of residence are not displaced by this statement.

11. Contact

Questions about these terms: support@adapay.asia. Support: support@adapay.asia.